Free credit check report Maryland

The absence of a credit history can also be considered. But if this bit of information means you don't get the job, the employer has to give you an adverse notice decision.

For more on an employer's responsibility under the FCRA, see www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt053.shtm free credit check report Maryland 8. Investigative Consumer Reports: What Will Your Neighbors Say? Can an employer ask my friends and neighbors about me? Yes. Under the FCRA, a background check that includes interviews with "neighbors, friends, or associates" about your "character, general reputation, personal characteristics, or mode of living" is called an "investigative consumer report." (The free credit check report Maryland term "investigative consumer report" has a different meaning under California Law.

See free credit check report Maryland www.leginfo.ca.gov, free credit check report Maryland Civil Code §1786.) When information about you is gathered from interviews, the FCRA requires a separate disclosure. check credit score for free You are also entitled free credit check report Maryland to know the "nature free credit check report Maryland and scope" of an investigative consumer report, but you have to ask. For more on how the FTC staff interprets the term "investigative consumer report" and other keys topics under the FCRA, visit the FTC web site www.ftc.gov/os/statutes/fcra/index.htm 9. How to Prepare for a Background Check Note: If you are concerned about whether a previous arrest, probation or conviction will show up on a background check, click here.

When you know you are going to be on the job market, take the following steps to reduce the chances that you and/or the potential employer will be "surprised" by information found in the background check process: Some employers are turning to third-party screening companies suchas Social Intelligence to monitor and report on a potential employee’s social networking activity. on credit report Understand that if employers themselves monitor your Internet activity, you do not have rights under the Fair Credit Reporting Act. The Federal Trade Commission investigated Social Intelligence.

In a letter dated May 9, 2011 the agency announced that the investigation was closed but made it clear that such companies are subject to the FCRA and that consumers have the same rights as with more traditional background screening conducted by third-party screeners. To read the FTC’s letter closing the investigation into free credit check report Maryland Social Intelligence, See:http://privacyblog.littler.com/uploads/file/FederalTradeCommissionLetterReSocialIntelligenceCorporation.pdf For further discussion see: Workplace Privacy Counsel blog, “Social Checks” Come of Age: What Does it Means for Employers?”, posted July 11, 2011.

http://privacyblog.littler.com/2011/07/articles/background-checks/social-checks-come-of-age-what-does-it-mean-for-employers/#more Do you blog? free copy of credit report Re-read your entries free credit check report Maryland from the perspective of a potential employer. Remove or edit postings that could harm your jobseeking efforts.